Hi myself Santosh Kumar SIngh,  I noticed an credit card named EARCPL in my CIBIL which i have not availed. However i presume its ENCORE ARC company due to web searches. I wanted to take education loan for my son but because of this wrong cibil score my application got rejected. But this fraudulent account of EARCPL credit card is showing fake loan.
Please solve this issue as soon as possible.
Thankyou.