I have downloaded the app and saw there was 6000rs loan available which i required at the moment of time. I registered but I didn't recieve any money from them. They have only added it and sending me messages on WhatsApp asking me to pay 6000rs loan I took from them. The message is down below:-

GOOD MORNING

FROM" KOKO LOAN APPLICATION "

PAY YOUR LOAN IMMEDIATELY TO [ AVOID PENALTY ] .PAY BEFORE 10 AM OR 11 AM AND ENJOY THIS BENEFITS ...

1.YOUR NEXT LOAN WILL UPDATE SOON 2.YOUR CREDIT LIMIT WILL INCREASED by 3000 rs. IF YOUR LOAN RECORD IS GOOD THEN YOU WILL GET 7000 TO 12000 RS. AMOUNT 3.YOUR RATING WILL BE HIGH AND CIVIL SCORE WILL BE GOOD. 4 YOU TIME LIMIT WILL ALSO INCREASED INCREASED AND CHARGE FEE AND INTEREST WILL BE LESS

MAKE YOUR PAYMENT BEFORE 10 AM OR 11 AM BECAUSE YOUR DUE DATE IS FINISHED AT 12 PM AS PER COMPANY.

[ ™MAKE YOUR PAYMENT BEFORE 11AM AND SEND ME A PAYMENT SCREENSHOT FOR UPDATE ™] KOKO LOAN

And after a while of this message I recieved another message. First I thought I would have received money from them without my consent. But I checked my bank statements i haven't received any money.

YOU'R FILE IS NOW IN COLLECTION DEPARTMENT,SORRY SIR🙏 It's your choice Aapka me aab relative ka number ko ek kattha karke whatsApp me group bana raha hu or messege

karraha hu aapko usi WhatsApp group se ab Achcha Achcha message nahin Aane Wala Hai Ittna Bura Bura message aayega aur aapka Sabhi relative ko call Jana bhi start ho jaega aur,

aur Sabhi Ko Itna tang, parisan Karengena Sir ji Aapka 200-300number hai relative ka vah 200-300 number se aapko message or call Aana start ho jaega aur Hum uni relatives ko 100 100 mangke

unse Aapke naam per paymemt uthayenge.. Aur aapko bolega "tere vajah se mera ijaj jaane wala hai jaldi se payment kar" Aisa bolega aapka relative yani ki

aapka rishtedar aapka dost aapka kaun kaun hai Sabhi se Aisa message aaega aapko…

SORRY TO SAY NOW COMPANY IS GOING TO BLOCK YOUR ADHARCARD PAN NUMBER AND BANK ACCOUNT WE HAVE ALRADY DONE YOU FRAUD CASE YOU ARE GOING TO BE KEPT IN BLACKLISTED DUE TO YOU YOUR

FATHER MOTHER WILL GO TO JAIL AND NOW WE ARE GOING TO PUNUSH AND TAKE LEGAL ACTION AGAINST YOU WE HAVE ALRADY CONTACT TO YOUR LOCAL POLICE STATION YOU ARE IN CRIMINAL CASE NOW WE HAVE

ALRADY CALEED YOUR 32 RELATIVES AND FAMILY MEMBER WE WILL TAKE YOUR PHOTO AND MAKE IT IN FRAUD LIST AND POST IN WHATSAPP AND FACEBOOK YOU ARE TOTALLY GONE NOW I AM STILL GIVING YOU 30 MIN I WILL SEND YOU LINK AND DO PAYMENT FAST

U ARE TOTALLY GONE NOW AND COMAPNY WIL CHARGE YOU 65 PERCENT INTREST

                                                                                                    SAWIN RATHOD
                                                                                     COLLECTION DEPARTMENT OFFICER

Please take very quick action. They use different different numbers. I have blocked most of them and reported also