Lots of such sms nowadays...looks like a fraud sms

Dear Rs 3200000 was successfully credited to your loan a/c no xxxx62733. Verify your detail to get the amount in your bank a/c- nxm1.in/##/## CARDCT

Dear Rs 41000 was successfully credited to your A/c No xxxx62733. Verify your detail to get the amount in your bank a/c - nxm1.in/##/## Adzasia