I agree that i have once taken loan online via the online loan app for helping someone but know even i have paid off the loan but know they have hack my contact list and circulating my photo and all telling that i am fraud and harassing my relatives by calling and doing whatsapp that i am fraud and taken loan and all and blackmailing to me as well and as they are unsecured loan provider they don't have rights to talk to the third party apart from the reference call and they talk with the harsh and rubbish words with everyone and they even don't have rights to socialised the things but still the threatening me that if i don't pay them they will socialised my photo on facebook and all and also threatening me by using that rubbish words like mane tujhe dekhe longe  tu mil and all ,  why this stupid fraud app are available on the playstore why can't you take the strict actions on them , that they don't have rights to talk with anyone apart from the main person who have taken the loan and can't harass anyone and cant send the message to anyone as well and cant create the whatsapp  group and blackmail, and they cant even use abusive words with anyone